4 Helpful Resources for Planning A New Construction Home Build in Oklahoma
Choosing to build a new construction home is a huge undertaking. If you’re considering designing a custom home and breaking ground, you’ll need to make sure that you have time in your weekly schedule to partner with your home designer and home builder. There are hundreds of options to weigh in on both the building and design process and lots of rules and regulations that need to be adhered to for a successful new construction home build.
You may be overwhelmed at first, but if you’re working with a great custom home designer like one of the professionals at Creative Home Designs, you’ll be in good hands. But that doesn’t mean it’s not a good idea to do some research of your own and come prepared with questions or a good understanding of some of the concepts that will be in play.
That’s why we’ve compiled this list of 5 terrific resources you should take advantage of while planning your new construction home build in Oklahoma.
FINANCING: KNOW ABOUT YOUR BORROWING OPTIONS AS A FIRST-TIME HOMEBUYER, RESEARCH LOCAL CONSTRUCTION GRANTS
A first-time homebuyer program can help you afford the house of your dreams. These programs can help you get a home loan with a reduced down payment or obtain a better interest rate on your home loan. There is also down payment assistance available in some states. To qualify for a first-time homebuyer loan, you’ll have to be an actual first time homebuyer, or you will have to have not purchased a home in the last 3 years. There are also grants and programs that can assist with your down payment, so you have lots of options when it comes to receiving financial assistance to bring your home to life.
If you are planning a new construction home in Oklahoma, you’ll want to check out these financial resources:
Construction Loan Rules for First-Time Homebuyers
Oklahoma First-Time Home Buyer: 2023 Programs and Grants
Bankrate’s Guide to First-Time Homebuyer Loans and Programs
READ OUR BLOG: How an FHA 203(k) Loan Can Help You Afford Your Customized Dream Home
ZONING: KNOW WHO TO CONTACT ABOUT ZONING AND DRAINING ISSUES IN YOUR AREA
If you are building a new construction home, your home builder will assist you with zoning questions and permits as well as drainage issues and concerns. The builder has to make sure that the plot that you’ve chosen to build on is suitable for building. They’ll make sure that your home has adequate access to water and sewage and that it will be suitable for years to come.
If you are living in Oklahoma City, the builder will be in touch with these offices:
CHECKING CODES: LOCAL BUILDING CODES
While Zoning deals with the land, building codes deal with the physical structure on the land and details of the structure. Your project’s engineer, builder or contractor will research these codes to make sure nothing interferes with your new construction home before building but you can and should research them as well.
If you live in Oklahoma City, use this website as a good place to start researching building codes in your area:
Up.Codes- Code Finder for Oklahoma
READ OUR BLOG: Am I Ready To Build a Custom Home? [Checklist]
CLEAR TO BUILD: BUILDING PERMITS
When it’s time to start building or remodeling your home, you’ll have to have a permit to build. Your contractor will submit plans to your local code office that include a drawing of the structure, measurements, floorplans, exterior materials, and an elevation view.
You’ll typically need multiple permits such as plumbing, electrical, mechanical, and grading permits. An experienced contractor will pull each permit when it is needed.
Remember, whoever initiates the building permit is considered the contractor and is responsible for building-related damages.
If you live in Oklahoma City, use this website as a place to start when looking into obtaining building permits:
TIP:
Remember to plan for permit and zoning fees and application fees when budgeting for your new construction build.
READY TO BUILD YOUR CUSTOM HOME IN OKLAHOMA?
The professionals at Creative Home Designs are ready to help you bring your dream home to life. We can customize a home design that meets your unique needs. We help you by maximizing the efficiency, flow, and design of your home within your lot size—and we’ll make it look great. We can also help you sort out all of the little details when it comes to zoning and permits.
Call us today for a consultation. We’ll begin by discussing your vision for your custom home and then we’ll get to work creating a design and plan just for you. We can even offer a 3D rendering of your home design to help you envision your future home.
Then, due to our extensive Oklahoma network, we can connect you with trusted builders and providers who will see you through to the finish line. Click here to browse our creative home design plans.
See a plan you like? The experts at Creative Home Designs can alter any plan to fit your budget, needs, preferences, and the square footage of your property. For purchasing and customization options, get in touch with us today!